Get to know Pepper Money
We were established in 2000 to provide alternative home loan options through a flexible approach that factors in the ups and downs of real life. There’s a lot that we have been proud to achieve since our humble beginnings - the biggest being that we’ve helped people achieve all sorts of goals with the support of our ever-expanding lending options.
We're the home of real life loan options.
Wondering exactly what a non-bank lender is? Put simply, we're committed to finding options for everyday Kiwis that might not meet the criteria of mainstream lenders. Since we aren't a deposit-taking institution, our loans aren't funded by customer deposits. Instead, our loans are funded through debt capital markets – marketplaces for money invested in lending.
One way you can tell how an alternate lender is viewed by the markets is in their Loan Servicer ratings. We’re proud to say that we’ve had a 'Strong' Residential Loan Servicer rating since January 2012 and we’re included on S&P’s Global Select Servicer List. And more recently, we listed on the ASX in May 2021.
Rest assured, everything we do is fully transparent.
We're keeping an eye on the planet
We always striven to support sustainable environmental initiatives - ensuring we're doing our part for the planet. In 2021, as part of our 21st birthday celebration, we planted 7 hectares of protected forest across the countries we operate; Australia, New Zealand and the Philippines. And what's more it all started just 80km off the coast in Aotea, Great Barrier Island.
We also established a seedling nursery to help us plant trees all over New Zealand for many years to come.
Meet the team
We know only too well that diversity is one of the critical elements to a powerful team. Our people span all walks of life and backgrounds but are united by an attitude; to work with integrity and respect.
How we're helping Kiwis Succeed
All loan applications are subject to the lender completing responsible lending checks and considering the borrower’s individual circumstances.
Let's work together
We don't just aim to surprise and delight our customers. Our backbone is a dedicated network of third party financial advisers who we work with to further each other's business.
Get accredited today and get on-track to provide our flexible loan options to your customers today.
